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Payments

We are embedded in the payments services sector through strategic secondments with key players, and our advice reflects that. We work with the full spectrum of businesses involved in payments; including large clearing banks that issue debit and credit cards, and UK and global acquirers. We also work with ancillary service providers, including fraud reporting companies and technology providers.

We regularly advise our clients on card issuing, including incentives arrangements, cardholders terms and membership schemes. We have specialist expertise on data privacy and security issues relating to payment services.

We understand the complexities of the multi-party contractual relationship that enable merchants to accept card payments, and we guide clients through the regulatory framework that underpins the acquiring landscape.

Our advice involves card scheme rules and contract structuring; including payment facilitation, incentive programmes and sponsorship. We've worked on several card issuing migration projects between Visa Europe and MasterCard.

With a sophisticated understanding of the technology underpinning the payments process, we advise on the procurement of IT systems, outsourcing of card processes and competition issues arising out of online payment platforms. The depth of experience of our lawyers gives clients confidence in our advice and means that we can help them adapt to the fast changing regulatory environment.

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